There are many
reasons why most people choose online store; the return
policy is easy, secure shopping process, a wide selection of products available
at a discounted rate. The convenience when you shop online is something that
you will not get on a brick-and-mortar store. However, we also know that any
online activity can be exposed to security threats such as phishing and hacking
activity. Phishing attacks aim to extract sensitive information from the user.
Stay Safe When Shopping on Online Store
While the online
threats mentioned above may be alarming, you need to take a breath and stay
calm; it should not discourage you from shopping online. By paying attention to our practical advice combined with
your common sense, you will be able to shop with confidence online.
Protect Your System
If you think the
hackers will wait for the data to be delivered to them when shopping on online
store, you need to think again. There are times that they will inject
malware on your system, so you need to refrain from downloading on unreliable
sites. Make sure that you choose an antivirus to protect you against information
theft. There are also free internet securities that can keep you safe online.
Check Your Account Statement
Regularly
When you shop online using your credit card,
you should never wait for the end of the cycle to analyze your billing
statement. You need to check your electronic statement regularly and examine if
there are activities that you don’t recognize. You should also pay attention to
the charges originating from online payment systems such as PayPal. If you
notice that something is wrong, contact your credit card agency and address
this matter immediately. Make sure that you will only pay your bill when you
recognize your purchase on the online store. You have at least 30 days
to notify your agent about any discrepancy.
Avoid Giving Sensitive Information
An online store
will never ask for your birthday or SSN (Social Security Number) before you
can shop online. If these online
criminals get a hold of your sensitive information, they can cause severe
damage to your financial standing. The more information you provide to them,
the easier it would be to crack and access your account. If possible, always
choose the default mode and provide them with the least amount of information.
Shop Only on Ecommerce Store That You
Trust
Ensure that you
will shop only on online store you can trust, such as Amazon, Target,
Bargain Brute, and Home Depot. Some people choose to shop online on an eCommerce store that has a retail store. Make
sure that you are accessing the right site and that they are using a top-level
domain. If the deals look too enticing, you need to think twice since this is
how attackers can trick you and extract your information.
Finally, we
discourage you from using public terminals when shopping online. If you are
using a public terminal, make sure that you log out of your account first. This
will make your shopping experience safer and more secure.
5 Best Online Payment Methods on
Online Store
This article will guide
you to the best online payment system in the market. Most of the names on the
list have been accessible to different online stores since the earlier years.
Still, they are starting to penetrate various areas of online payment systems
such as online card systems and social commerce. This makes the process of
paying for goods relatively easy. With multiple options available online, how
can you determine the best choice for your business? Today, initiating a
purchase or acquiring service over the internet is a regular thing. The ability
to penetrate the different markets in the world without making a significant
amount of investment is one of the considerable benefits of the internet.
Thanks to online payment methods, payment on online store can now be
conducted safely and efficiently.
Google Checkout
Google Checkout is
starting to create a buzz. It is expected to rival the most extensive online
payment system - PayPal. This platform makes it possible for the user to pay
for the product service by using an account associated with the Google Profile.
Millions of users are utilizing different services of Google. This can make
your purchase a relatively straightforward process. The charges may start from
$0.30+2.9% for the sales transaction that is lower than $3,000. The commission
they take is contingent upon the sales volume per month.
Amazon Payment
This system allows
users to send money using ACH and receive money through the API. Different
Crowdfunding sites such as Kickstarter prefer to use Amazon Payment. The fee
starts at $0.30+2.9% for each transaction, which is more than $10. The fee for
payment on online store that is below $10 is $0.05+5.0%.
PayPal
PayPal is
unquestionably the leading online payment method. Payments can be completed
using a credit card or the existing account through this channel. PayPal also
gives the user the ability to send money aside from receiving money. You can
send your money directly through your e-mail address. This prompted the
different users to sign-up for a PayPal account. Like the two online payment
methods mentioned, PayPal also charges the same transaction fee on online
store but no predetermined monthly fee.
Authorize.Net
This is another
widely used online payment method. It is widely preferred by more than 300,000
merchants in different parts of the globe. It is mainly chosen by e-commerce
sites such as X-Cart, Magento and Volusion. Transaction fee of authorize.net is
only $0.10, but they require $99 for the set-up and #20 for the monthly
charges.
Dwolla
Dwolla is one of
the biggest rivals of PayPal. This online payment system is relatively new in
this field, but they already process at least $1 million every day. Setting up
an account on Dwolla is just the same as setting up a papal account. For
transactions that are less than $10, no fees will be collected by Dwolla. Those
transactions that are more than $10 will be charged $0.25.
There you have it,
5 of the best online payment methods offer the most reasonable fee and secure
platform when shopping on an online store.
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